AI-Powered Bank Reconciliation on Autopilot
Account reconciliation software your practice can leave running across every client ledger overnight.
Trusted by
Let AI Agent run your bank reconciliation
One prompt. Multiple tools. Real outcomes.
Connect feeds
Let AI Agent run your bank reconciliation
Connect feeds
Check the bank feed status for every account on this client's ledger before last month's reconciliation starts. Confirm that TrueLayer or the configured open-banking provider is still authorised, that the current account, deposit account, credit card and merchant settlement account are all delivering transactions, and that the closing balance ties to the published statement. If a feed has dropped or the consent has expired, ask the client to reauthorise their bank connection. Ask me where the practice stores the client's bank mandate evidence if I cannot find it. Save a note for the practice manager listing reconnected accounts, missing statements and any gaps in the feed that need chasing this week.
Match transactions
Match last month's bank transactions in Xero against open invoices, supplier bills, payroll runs and recurring entries. Compare counterparty name, reference, amount and value date against the ledger, and apply the matching rules the practice agreed for this client. If a transaction does not fit any prior pattern, ask me whether to follow last quarter's coding or open a new rule. Pause before posting any new matching rule. Pull supporting invoices from Gmail when the document is not yet attached. Save a note for the practice manager listing matched lines, unmatched lines and queries for the practice to clear before suspense work begins.
Clear suspense
Work the suspense, unallocated cash and wages control accounts for last month in QuickBooks. For each suspense line, look back to the underlying bank entry, source invoice or payroll run, and propose a code that fits the client's prior treatment. Where the entry is ambiguous, ask me whether to clear against accruals or move to the exceptions list for senior review. Pause before posting any journal that adjusts a control account. Ask me where the practice keeps the client's suspense rules if the note is not in the file. Save a note for the practice manager listing cleared items, exceptions and journals queued for sign-off.
Prep rec pack
Assemble the bank reconciliation statement pack for this client in Sage 50 covering last month. Tie the closing ledger balance to the statement balance, list outstanding lodgements, unpresented cheques, bank charges and any FX differences, and attach the working paper for every reconciling item. Compare movement against the prior quarter and flag anything that looks unusual. Pause before locking the rec; the senior signs off the pack before the period closes. Ask me where the rec pack should be filed. Save the rec, the working papers and the supporting statements to Google Drive ready for review.
Trusted by the world's best
“Each customer request used to take 4 hours of manual work across 3 different systems. Now with Minded over 80% of payment requests take less than 10 minutes and our VIP customers have never been happier.”
“We serve 40% more clients per bookkeeper with no new hires. AI files the tax forms and drafts the documentation. Each bookkeeper gets 12 hours a week back for review and advisory work.”
“We dropped Excel sheets and finance emails for automating payments and invoices for 50K restaurants. AI worked on top of SAP without migration.”
Integrate with your existing software
Seamlessly integrate bank reconciliation workflows with your existing tools, ERP, and communication channels.
Benefits
Automated bank reconciliation by AI Agents
Feeds, statement matching, suspense clear-down and intercompany ticks no longer land on staff one client at a time. The AI Agents run the reconciliation across the book, which is where the up to 80% l
Reconciliation that learns each client's recurring entries
A real bank reconciliation is mostly recurring direct debits, standing orders and Bacs payments. Minded learns each client's pattern, so by next quarter every fitting transaction lands matched and cod
One rec workflow across Xero, QuickBooks, Sage 50 and FreeAgent
A practice carries clients across Xero, QuickBooks, Sage 50 and FreeAgent at the same time. The same rec workflow runs in every ledger, so the team is not rebuilding the motion per system. For the nex
Activate your tools without APIs
Forget about asking your CTO to shift priorities, let your agents operate like your humans do and deliver real value to your customers from day 1.