Turn scattered bank activity into clean cash decisions your team can trust.
Let AI Agent run your treasury management
Cash Positioning
Build this week's multi-account cash position for the selected client in QuickBooks Online. If the client's bank accounts are not all connected, ask me to connect any missing ones before starting. Pull cleared balances and pending items from each account, classify by purpose (operating, payroll, tax reserve, escrow), and flag any account that drifted more than 10% from last week. Ask me where the firm stores the client's account purpose mapping if it is not in the ledger. Pause before publishing. Send a Slack thread with the position table, week-over-week change, and any account that looks off-pattern.
Cash Sweeps
Propose sweeps for this client in NetSuite. Use the multi-account cash position, the runway floor the firm has set, and the client's sweep policy (target operating balance, idle account threshold, minimum sweep size). Identify excess cash that can sweep into the operating account this week without breaching any account's floor. Ask me what the sweep policy is if it is not configured in the system. Pause before producing the wire or transfer instruction, no funds movement without explicit approval. Return a Slack proposal with source account, destination, amount, and post-sweep balance per account.
FX Exposure
Flag FX exposure above threshold for this client in Sage Intacct. Aggregate non-base-currency receivables, payables, and bank balances, convert at this week's spot, and compute net exposure per currency. Compare against the client's exposure threshold. If the threshold is not set, ask me what the client uses or whether to apply the firm's default. Pause before recommending any action, surfacing the exposure is the agent's job, the hedge decision is the controller's. Return a Slack summary with currency, net exposure, sensitivity to a 5% move, and the contracts driving the position.
Treasury Pack
Generate this week's treasury pack for this client in Xero. Combine the multi-account position, sweep activity since last week, FX exposure, and any unusual movement flagged earlier in the week. Compare against the prior pack. Ask me where the prior pack is filed if the Drive folder is not obvious. Pause before delivering the pack to the client owner. Save the final pack to Google Drive with the position table, sweep log, FX summary, and a short narrative on what changed.
Cash Position by 9 a.m., Without the Spreadsheet
Most weekly treasury work is reconciling balances across two or three banks before the morning call. A treasury automation agent should publish that position from live bank-feed data, so the controller is reviewing the numbers, not assembling them.
Sweep Proposals That Respect the Runway Floor
Generic cash sweep logic moves idle cash and ignores the client's minimum operating balance. A sweep proposal should respect the runway floor first, the policy second, and only then optimize idle balances.
Up to 80% Lower Cost to Serve
For accounting firms, the buying question is cost per clean weekly treasury pack across the client portfolio. Minded positions the AI bookkeeper for up to 80% lower cost to serve by moving repeat cash positioning and sweep prep from staff queues into supervised agent runs, without removing approval controls.
How does Minded handle treasury automation across multiple client bank accounts?
Minded aggregates bank movement data through Plaid or Finicity, maps accounts to each client ledger, and prepares daily or weekly cash positions. Operators can review balances, inflows, outflows, exceptions, and proposed actions across clients without rebuilding spreadsheets for each operating account.
Can Minded support cash positioning in QuickBooks Online, Xero, NetSuite, or Sage Intacct?
Yes. Minded sits next to the ledger and compares bank activity against the accounting system. It can support workflows around QuickBooks Online, Xero, NetSuite, and Sage Intacct, including account mapping, expected cash movement review, unreconciled items, and reporting packs for controller review.
How are cash sweep recommendations controlled before money moves?
Minded can propose cash sweeps based on account balances, thresholds, upcoming payments, and client rules. It does not need to initiate a wire transfer directly. Teams can review recommendations, approve internally, and execute movement through the client’s authorized banking or payment workflow.
Does Minded track FX exposure for outsourced controller teams?
Yes. Minded can flag FX exposure when foreign currency balances, invoices, or expected cash movements pass defined thresholds. It gives accounting teams a review queue with source accounts, currencies, ledger context, and suggested follow-up so exposure is visible before the weekly treasury pack is finalized.
What audit controls exist for treasury management workflows?
Minded maintains an audit log of treasury actions, data sources, recommendations, approvals, comments, and exported reports. For firms with SOC 2 requirements, this helps document review discipline around bank account aggregation, cash positioning, exceptions, and treasury pack preparation across multiple clients.